SHIF contribution rates in Kenya 2026 have completely changed the way your payslip is calculated. NHIF is gone. The Social Health Insurance Fund is here — and unlike the old fixed-band system you were used to, your deduction now scales directly with your salary. Here is exactly how much is being taken from your gross…
If you’ve ever sat in a public hospital waiting room watching the hours disappear, or paid a bill that wiped out months of savings, you already know why health insurance matters. The question most Kenyans ask isn’t whether to get cover — it’s whether they can actually afford it. Good news: you can. There are…
Most articles about health insurance in Kenya tell you to “get cover.” Few tell you the truth about what government cover actually gives you — and what it doesn’t. This is an honest comparison of SHA (the Social Health Authority, which replaced NHIF) versus private health insurance in Kenya in 2026. By the end, you’ll…
Nobody likes thinking about dying – that’s probably why life insurance is the most ignored financial product in Kenya despite being one of the most important. But this isn’t an article designed to scare you into buying something. It’s a straight answer to a real question: given your situation, does life insurance actually make sense…
