You need money. You have three apps on your phone — Zidisha, Tala, and Branch — want to know the cheapest loan app as you are not sure which one will cost you the least. The answer is not obvious. Tala advertises low rates but charges differently from Branch. Zidisha operates on a completely different…
If you want to know how to avoid CRB listing in Kenya, this is the article that actually answers the question — not with generic advice, but with the specific information lenders have and borrowers are never told. The rules that govern when you get listed, how fast it happens, and what quietly destroys your…
Getting a mortgage in Kenya in 2026 has become more affordable than it has been in years — and whether now is the right time to buy is a question hundreds of thousands of Kenyans are asking. The Central Bank Rate has fallen to 8.75% after ten consecutive cuts since August 2024, bringing average bank…
The Affordable Housing Levy in Kenya 2026 is costing many employees more than they realise — because a key tax relief that used to reduce its impact was quietly repealed in December 2024, and most people have no idea. If you or your employer’s payroll system is still treating the Affordable Housing Levy as a…
Use a credit card correctly — pay in full every month — and it costs you nothing. Carry a balance and you pay 36–48% annual interest, more expensive than most bank loans. Quick comparison — all 9 cards at a glance: Card Monthly rate Annual fee Credit limit Grace period Best for NCBA Gold Visa…
Mobile loans apps are the most widely used financial product in Kenya after M-Pesa itself. The number most Kenyans don’t know: M-Shwari’s “7.5% monthly fee” equals 90% annual interest. Fuliza’s “1% daily fee” equals 365% annually. This article shows you what every major mobile loan actually costs — in real shillings. Quick comparison — jump…
