Learning how to separate business money from personal money is one of the most valuable financial habits a Kenyan entrepreneur can build. Mixing business revenue with personal spending is the fastest way to run a profitable enterprise into the ground without realizing it. Keeping your finances split protects your personal assets, ensures tax compliance with…
The total cost of a mobile loan in Kenya is almost always higher than the advertised interest rate suggests. Between facility fees, government excise duty, insurance charges, and daily maintenance costs, a headline “7.5% loan” can end up costing significantly more once fees compound. What Makes Up the Total Cost of a Mobile Loan 2026…
If you are looking for the KenGen dividends 2026 payout date in Kenya, the process has officially concluded. The KenGen dividend for the 2026 cycle—a record-breaking KES 0.90 per ordinary share—was paid to shareholders on February 12, 2026. This payout represents the highest in KenGen’s history, following a massive 54% surge in profit after tax for the…
Knowing how to check a SACCO before saving your money in Kenya in 2026 is the most critical step you can take to protect your hard-earned wealth. While Savings and Credit Cooperative Societies (SACCOs) remain incredibly popular for their attractive dividend payouts and accessible credit facilities, the regulatory landscape has tightened significantly. With new consumer protection frameworks…
Co-operative Bank dividends 2026 quick answer: Co-operative Bank has not yet declared an interim dividend for the H1 2026 cycle, despite reporting strong half-year profit growth. If you’re searching for the next Co-operative Bank book closure date, there isn’t a confirmed one yet — this page will be updated the moment Co-op Bank or the NSE Corporate…
eTIMS registration in Kenya is no longer just a requirement for massive corporations or VAT-registered giants; it is a mandatory reality for every single person running a business today. Whether you are a freelance graphic designer operating here in Mombasa, a consultant in Nairobi, or a neighborhood retail shop owner, the Kenya Revenue Authority (KRA)…
A Money Market Fund is the smartest place to park your cash right now. Whether you just claimed a KES 100 bonus or you have KES 50,000 sitting idle in a traditional bank account, you are losing money to inflation if you aren’t invested. The Central Bank of Kenya (CBK) cut its base lending rate to 8.75%…
Digital loans in Kenya have transformed how individuals handle financial emergencies by providing instant credit directly to their mobile phones. However, the convenience of M-Pesa deposits has a dark side. The Central Bank of Kenya (CBK) recently flagged over 400 digital lending companies operating illegally. While the CBK is cracking down on unethical lenders with strict regulations,…
A digital loan app offers quick credit during emergencies. In recent years, unregulated lenders flooded the Kenyan market and engaged in harassment, hidden fees, and data privacy violations. To protect borrowers, the Central Bank of Kenya (CBK) stepped in. The CBK issued regulations in 2022. They prohibit operating a digital lending business without regulatory approval. Before…
The Kenya Finance Bill 2026 is no longer a bill — President Ruto signed it into law as the Finance Act, 2026 in late June 2026, and most of its provisions took effect July 1, 2026. If you’ve been going off earlier coverage (including earlier versions of this guide), several important details changed between the original April…
